How to Use Chase Quickpay to Send and Request Money – Payment solutions that are quick and contactless are gaining popularity. Although contactless credit cards are widely available, they are not always useful. Therefore, what should you do if you are unable to pay someone using your credit card? Alternatively, would you like to make a withdrawal from your bank account?
Whether you’re attempting to give money to pals or get payment for labor performed, there are various quick and simple solutions to this dilemma. Indeed, you may manage it directly from your phone. Using money transfer apps like Venmo or Cash App to send money to friends is a very common practice. Chase QuickPay, on the other hand, enables Chase Bank clients to send and receive money without using the app.
What is Chase QuickPay and how does it work?
Continuation QuickPay is a completely free and secure way to send and receive money using Zelle, a person-to-person payment service that is available to practically anybody with a bank or credit union account.
Even if the recipient does not have a Chase account, Chase users can use Chase QuickPay to send and receive money from friends and family simply by providing the recipient’s cell phone number or email address. The recipient’s only requirement is that they have a Zelle-enabled savings or checking account with a partnering bank. To utilize Chase QuickPay with Zelle, you must have a Chase bank account or a Chase Liquid card. You can access the service using the Chase Mobile app, Chase.com, or the Chase Pay app.
How to Use Chase Quickpay to Send Money to Friends
- Please log in to your Chase account.
- In the left menu, select “Pay & Transfer,” then “QuickPay with Zelle.” If you’re using the Chase app, the menu could appear a little different, but just look for “QuickPay with Zelle.”
- Select “Send Money” from the tabs or menu options.
- Obtain the phone number or email address of the individual to whom you are sending money.
- Select the payment amount and date.
- Choose whether or not you want this to be a recurring payment.
- Please submit your request.
How to make a money request using Chase QuickPay
- Go to your Chase account and log in.
- From the left menu, select “Pay & Transfer,” followed by “QuickPay with Zelle.” If you’re using the Chase app, the menu may appear slightly different; simply look for “QuickPay.”
- From your tabs, choose “Request Money” or “Request or Split Money” from the app menu choices.
- Get the person you’re transferring money to’s phone number or email address.
- Select the payment amount and due date.
- Send your request to us.
Several well-documented facts concerning Chase QuickPay
Before you begin using Chase QuickPay, there are a few things you should be aware of.
You must enroll before you can begin using it.
To utilize Chase QuickPay, sign in to your account at Chase.com or download the free Chase mobile app. Then, in the QuickPay area, simply validate your contact details. After that, you may choose which checking account or Chase Liquid card you want to use to send and receive payments.
You don’t need a special app.
You can use the Chase mobile app, the Chase Pay app, or Chase.com to utilize the QuickPay service. As a Chase customer, you’re probably already familiar with one of these options on your mobile device, making it a simple way to request or send money to friends and family. While there is a Zelle app, you will not need to use it.
The recipient doesn’t need to be a Chase customer.
Other money-transfer applications have a key drawback in that both you and your friend must have an account with the chosen app. This is not the case with Chase QuickPay. Your money will be received as long as the recipient is a member of a Zelle-eligible bank. Zelle is offered by the majority of the best banks and credit unions. Wells Fargo, U.S. Bank, Bank of America, and Capital One are some of the financial institutions that participate in Zelle.
The amount you can send is limited.
For modest payments, Chase QuickPay may be a practical choice. However, if you intend to spend big sums of money, you may be disappointed. Your daily and monthly limits are determined by the type of Chase account you have.
Here is the maximum amount you can send using Chase QuickPay:
- Personal checking accounts and Chase Liquid cards: Send up to $2,000 in a single transaction and up to $2,000 in a single day. In addition, you are limited to sending a total of $16,000 in a calendar month.
- Chase Private Client, Private Banking client accounts, and business checking accounts: Send up to $5,000 every day and in a single transaction. You can send up to $40,000 per calendar month.
There is no restriction on the amount you can receive; however, the sender may have certain constraints depending on the bank they use with Zelle.
Money can be transferred in minutes.
Chase QuickPay allows you to send money quickly. If you and your transfer partner are both Chase customers, the transaction should be completed in minutes. If the recipient’s bank does not enable real-time payments or if they are not a Zelle member, they should receive funds within one to two working days.
If your buddy tries to send you money and their bank does not accept Zelle, the transfer could take up to five days. Keep in mind that different banks may have varying processing times. Thus the precise results may change. When you send or receive your first payment using Chase QuickPay, it may take a little longer since there are additional security safeguards in place for first-time payments.
Charges from your account activity can be simply divided.
You don’t have to worry about saving receipts or keeping track of your costs when you use Chase QuickPay. Chase makes it simple to divide charges from your transaction history. Navigate to your account activity, swipe left on the charge until the word “Split” appears, and then pick it. You will then be able to add or select the contacts with whom you want to split the price.