How to Activate Sterling Bank USSD Code | Sterling Bank


How to Activate Sterling Bank USSD Code | Sterling Bank – With the implementation of the ussd code and internet banking, Nigeria’s banking system is getting stronger. This means that Sterling Bank customers can now access their account information, move money, pay bills and check the balance of their account from their comfort zone, wherever they are.

The Sterling bank’s code and internet banking are quick, simple, and very convenient to use. This service is safe, efficient and provides clients with a seamless banking experience. We will explore how to carry out card-less withdrawals using *822#? In our discussion today. Code, check the balance of the account and pay bills, and pass cash wherever you are.

See more
USSD – Sterling Bank
How to Transfer Money with Sterling Bank Money Transfer Code 

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How To Activate Sterling Bank USSD Transfer Code In Nigeria

Bank transfer codes have become a new wave in the banking sector, and you need to trigger their transfer code on your phone if you are a Sterling Bank customer in Nigeria. Activating the Sterling Bank mobile banking code on your phone is critical as it gives you quick and fast ways to make transactions from your phone at any time.

You can swiftly transfer money from your phone when registering for the Sterling Bank transfer code in Nigeria.

I don’t want to tell you much, as you will experience the best mobile banking services when you activate the Sterling Bank USSD transfer code on your phone.

It takes some minutes to activate the Sterling Bank Nigeria USSD transfer code, and I will outline all the basic steps in this guide to start it. Let us see what you need to enable the Sterling Bank transfer code in Nigeria before we start.

See also
First Bank Plc – First Bank USSD Transfer Code
Fidelity Bank- USSD Transfer code for Fidelity Bank

Requirements To Activate Sterling Bank Nigeria USSD Code

Here are the things you need to activate the Sterling Bank transfer code on your phone:

1. Your Mobile phone number registered with Sterling Bank Nigeria.

2. Active Sterling Bank account number.

How To Activate Sterling Bank Nigeria Transfer Code On Your Phone Via USSD

Use the guide below to activate the Sterling USSD code on your phone:

  1. Dial *822# on your phone number registered with Sterling Bank.
  2. Next, follow the onscreen guidance to complete the activation process.
  3. Note you have to add the bank account you want to link.
  4. Set up your four (4) PIN for the activation.
  5. Complete the activation process.

That is how easy it is to activate the Sterling Bank Nigeria mobile banking code.

What is USSD CODE?

USSD stands for Supplementary Service Data from Unstructured. This enables customers of Sterling Bank to access essential financial services by simply dialing *822#.

No cell data or internet is required for the USSD code. It, therefore, works with any form of mobile device,


You will need to build your pin or reset it before you can pass cash greater than N20,000.

To create your PIN, dial *822#, and, rest, dial*822#, select Pin Reset.


To transfer funds, dial *822*Amount*AccountNumber#


Dial *822*20000*0071234567# to transfer ₦20,000. Follow the prompts to verify and complete the transaction with transaction PIN.


For-self: Dial *822*AMOUNT#

E.g., Dial *822*1000# to recharge ₦1000 on your phone

For Others/Family and friends

To send airtime to a third party, dial *822*AMOUNT*PhoneNumber#


Dial *822*1000*08123456789# from your mobile phone to recharge your friend’s phone with ₦1000 airtime


Dial *822*6#

How to check your account number:

Dial *822*8#


Dial *822*42#

Eg. On your registered Mobile Phone with Sterling bank, Dial *822*42# and follow the prompts to create a one-time PIN (OTP). Enter your transaction pin for confirmation; a code will be sent to your mobile number via SMS.

Visit ATM, enter the code, amount, and the One Time Pin created to get your cash.


To pay a bill, dial *822*BillerCode*UniqueCode*Amount# or *simply *822*2# to see different billers.


From your phone, dial *822*881099*41234567890*10650# to pay for a ₦10650 DStv plan.

Make sure you input your CODE, BILLER NAME, and ID to avoid paying to another user.


  • Dial *822*7# and follow the onscreen prompts TO GET YOUR BANK ACCOUNT.
  • Please note: Open an account without completing any form is limited to the following.
  • A maximum single deposit of N20,000
  • Maximum cumulative balance of N200,000 at any point in time
  • Maximum transaction limit of N3,000 and a daily limit of N30,000
  • No airtime or data needed to open an account
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