First Bank features, Requirement and Transfer code

First Bank of Nigeria Limited (FirstBank), established in 1894, is the premier Bank in West Africa, the number one banking brand in Nigeria, and the leading provider of solutions for financial services in Nigeria. The Bank was established by Sir Alfred Jones, a shipping magnate from Liverpool, England. In Lagos, Nigeria, with its headquarters initially in Liverpool, the Bank commenced trading on a small scale under the name Bank of British West Africa (BBWA).

In 1912, the Bank purchased its first rival, the Bank of Nigeria (formerly known as the Anglo-African Bank), founded in 1899 by the Royal Niger Group. In 1957, the Bank modified its name from the Bank of British West Africa (BBWA) to the Bank of West Africa (BWA). In 1966, after its merger with Standard Bank, UK, the Bank adopted the name Standard Bank of West Africa Limited. It was established locally as Standard Bank of Nigeria Limited in 1969, in line with the 1968 Companies Decree.

In 1979 and 1991, respectively, First Bank of Nigeria Limited and First Bank of Nigeria Plc all modified their names. In 2012, as part of a consolidation that culminated in the detachment of FBN Holdings Plc (‘FBN Holdings’) from other FirstBank Group undertakings, the Bank again modified its name to First Bank of Nigeria Limited in compliance with the latest regulations of the Central Bank of Nigeria (CBN). FirstBank had 1.3 million shareholders globally, was listed on the Nigerian Stock Exchange (NSE), where it was one of the most capitalized businesses, and even had an unlisted Global Depository Receipt (GDR) framework, all of which was passed to its holding firm, FBN Holdings, in December 2012.

For over a century and two decades, the Bank has gradually broken fresh ground in the domestic financial market, expanding its solid foundations. FirstBank is present in the United Kingdom and France with its affiliate, FBN Bank (UK) Limited, with branches in London and Paris, and in Beijing with its representative offices. The Bank acquired in October 2011 a new subsidiary, Banque International de Credit (BIC), one of the leading banks in the Democratic Republic of Congo. In November 2013, FirstBank acquired ICB in Gambia, Sierra-Leone, Ghana, Guinea and received ICB in Senegal in 2014. These were significant milestones in its plan to expand its sub-Saharan African presence, and all African branches now bear the label FBN Bank.

As the global operational climate changes, FirstBank has kept pace, responding to the diverse needs of its consumers, companies, policymakers, host communities, workers, and other stakeholders. By maintaining trans-generational appeal, FirstBank has enhanced its market share with a balanced approach to plan implementation. Thus, the Bank has consistently boosted its client base, which cuts through all segments in terms of size, layout, and sector.

FirstBank has continued to cultivate relationships and alliances with key economic sectors that have served as strategic building blocks for the well-being, growth, and development of the region, leveraging over a century of reliable service experience. FirstBank is Nigeria’s most substantial banking franchise, maintaining market dominance in the country’s financial services sector, with its vast asset base and comprehensive branch network, as well as constant re-invention on all fronts.

Customers without connections to smartphones (cell apps) or the internet have been able to quickly transfer cash since the first bank mobile code was introduced, refill their phones with airtime and verify their account balance.

This is since Nigeria’s first cell code bank runs on any smartphone that can make and accept calls and even through all gsm networks in Nigeria (mtn, glo, airtel, 9mobile). It, too, runs 24/7. And it involves public holidays and weekends. It’s more stable, quicker, and more convenient.


No one could have imagined recharging airtime directly from your bank account about a decade ago, moving funds and checking account balance to the comfort of your home via cell phones. But we were here in 2018. Banking is free of stress now.

The features of the First Bank 894 code are below.

  • Funds Transfer.
  • Recharge Airtime.
  • Check Account Balance.
  • Open First Bank Account.
  • Bills Payment.
  • Reset PIN.


You must meet the requirements below to use FBN mobile code.

  • First Bank Account: You must be a First Bank account holder.
  • Alert Number: You need the phone number registered to your bank account.
  • Mobile Phone: Any device that can make and receive calls will do.
  • ATM PIN: For login, you need a 4-digit PIN for your debit card.

How to Register First Bank USSD Code

Before you get started with quick banking, you need to activate it. Follow the guide below to do so:

  • Dial *894*0# with the phone number registered to your FBN account.
  • Choose your preferred debit (ATM) card from those linked to your account.
  • Enter the four-digit PIN of the chosen debit card.

Create a 5-digit transaction PIN. You will need this to complete each transactionYou’ve introduced this website.

Your number for the first bank mobile banking code has been triggered successfully.

First Bank Transfer Code

  • Dial *894*Amount* Recipient’s Account Number#.
  • Select the beneficiary bank.
  • Using the five-digit transaction PIN, authenticate and complete the switch.
  • You will get a notification indicating if the transaction is successful or not.

The First Bank’s money transfer code is identical to that of Zenith Bank.

For both interbank (first Bank to other banks) transfer and intra bank (first Bank to the first Bank) transfer, I mean it’s the same code. Suppose you want to move 10,000 Naira to account number 0123456789, just dial *894*10000*0123456789# >> Pick the Bank of the beneficiary >> Check the name among other information and complete the PIN of the transaction.

First Bank Recharge Code

You will conveniently top up your airtime using your first bank statement straight from your first bank account.

Self Recharge

  • Dial *894*Amount#. E.g., *894*2000# to recharge alerts number with 2000 Naira.
  • Using the 5-digit transaction PIN, complete the first bank airtime recharge.
  • Self-airtime reload ensures the recorded or related amount is topped off.

Third (3rd) Party Airtime Recharge

  • Dial *894*Amount*Number of telephone#. E.g., *894*200*07000000000# for 200 Naira recharge.
  • Complete airtime top-up with your 5-digit transaction PIN.

To recharge the Dial *894*Amount*Number of telephone#. E.g., *894*200*07000000000# for 200 Naira recharge.

First Bank Account Balance Code

  • Dial *894*00# to view your balance.

Reset & Change Transaction/Authentication PIN

Just Dial *894*0# to reset it if you forget your 5-digit transaction PIN (Personal Identification Number).

First Bank Mobile Code Limit & Charges

  • Transfer Limit: Maximum of 100,000 Naira daily.
  • Airtime Recharge Limit: Maximum per day is 10,000 Naira.
  • Time Limit: Maximum of 2 minutes per transaction. However, the transaction will be terminated after 20 seconds of inactivity.
  • Transfer charges: The first transfer is free, while the first transfer is free to other banks. Attract N10, N20, and N50 Naira charges depending on how much you are transferring.
  • Recharge Charges: Free.
  • Network Charges: 2 – 5 Naira.


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